⚡ Ready now for 2026 & 2027

Supercharge Your Budget.
The budget app you own. No monthly fee.

Volt Budget makes easy budget planner spreadsheets for Microsoft Excel and Google Sheets. Easy and Full versions both included, beginner to pro. Import your bank file and watch your budget fill itself in. Get more for your money. No subscription. Pay once, yours forever.

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What you get with Volt Budget

Excel and Google Sheets

Every planner comes as an Excel file and a Google Sheets copy, so it works on Windows, Mac, phone and tablet.

Easy and Full versions both included

Beginner to pro in one purchase. EASY has big text, yellow type-here boxes and examples. FULL adds extra tabs for spreadsheet pros.

Automatic charts

Dashboards and charts update as you type, so you can see where every dollar goes.

Bank CSV import

Paste your bank's CSV export and transactions sort into categories automatically (works best in Excel).

Works with ChatGPT & Grok, if you use them

Totally optional. There's no AI inside Volt, and your numbers stay in your own file unless you choose to share them. If you like AI, built-in prompts help ChatGPT or Grok explain your numbers. Share totals, not account numbers.

Pay once, yours forever

No subscription and no monthly app fee. Free updates for the life of the product.

Budget planners and prices

Volt Budget Budget Tracker preview

Budget Tracker

Know where every paycheck goes. Paycheck and monthly budget with a dashboard and auto charts.

Volt Budget Debt Payoff Planner preview

Debt Payoff Planner

See your debt-free date. Debt snowball planner and credit card tracker with a payoff chart.

Volt Budget Sinking Funds Planner preview

Sinking Funds Planner

Save for it before it is due. Savings goals with progress bars that fill in automatically.

Volt Budget Side Hustle Tracker preview

Side Hustle Tracker

Know what to set aside for taxes. Income, expenses and mileage with an income vs expense chart.

Volt Budget Budget + Debt Bundle preview

Budget + Debt Bundle

Budget every paycheck and crush your debt. Budget Tracker + Debt Payoff Planner ($12.98 if bought separately).

Volt Budget Ultimate Money Collection preview

Ultimate Money Collection

Your whole money system: Budget, Debt Payoff, Sinking Funds and Side Hustle. $19.99 vs $23.96 bought separately.

Volt Budget Budget Binder (Printable & Fillable PDF) preview

Budget Binder (Printable & Fillable PDF)

22-page budget binder: monthly budget, bill tracker, debt payoff, sinking funds and savings. Print it or fill it on screen.

How it works

  1. Buy on Etsy and download your files instantly.
  2. Open the Start Here tab in Excel, or tap the "Make a copy" link for Google Sheets.
  3. Type your numbers in the yellow boxes, or import your bank CSV.
  4. Watch the charts update on their own.

Frequently asked questions

Can I use it on a Mac, phone or tablet?

Yes. The Excel files work in Excel 2016 or newer on Windows or Mac (or Microsoft 365), and Google Sheets works on any device. On a phone or tablet, use the free Excel or Google Sheets app. v1.1 adds bigger text and tips you can see right on the sheet.

Excel or Google Sheets: which should I use?

You get both in one purchase. Use Excel if you have it (that's where bank CSV import works best), or use Google Sheets for free with a Google account: the instructions PDF has a one-click "Make a copy" link.

How do I download my files?

After you buy, go to You > Purchases and Reviews on Etsy and click Download Files. You'll get the Excel Edition ZIP, the Google Sheets Edition ZIP, the instructions PDF and the Guides & Bonus PDF.

What's the difference between EASY and FULL? Do I get both?

Both are included. EASY is for anyone new to spreadsheets: big text, yellow type-here boxes and examples. In the Excel EASY files, formulas are protected from accidental changes. FULL is the same planner and math, with extra tabs for Excel pros, so you can move up whenever you're ready.

Can I import my bank transactions?

Yes. Paste your bank's CSV export and the transactions sort into categories automatically. This is called Bank CSV import (Excel), and we recommend Excel for it. The Google Sheets edition is built for typing in the yellow boxes.

Do I get updates? How do I re-download?

Free updates for the life of the product. When there's a new version, go to You > Purchases and Reviews > Download Files on Etsy to get it. Your old files keep working, and the Move Your Numbers guide shows you how to bring your info over.

Can I get a refund?

Because it's a digital download, refunds aren't offered and there are no returns or exchanges. If anything goes wrong, message us on Etsy or email voltbudget@gmail.com and we'll fix it.